Congratulations on Being Under Contract!

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It takes a team effort

Moving towards closing takes a team effort working tirelessly on your behalf. While there are many people working behind the scenes on your financing two of the most important people on my team are:

April chabot

Loan Procesor

darr davis

Intake and Document Assistant

Working together

As such if you receive ANY communication from either April or Darr consider this the same as a request from me!

If you have any questions don’t hesitate to reply to them or contact me directly!

Go Team!




Important Do’s and Don’ts!

do not apply for new credit

continue to make all payments as scheduled




don’t take any upaid time off

or quit

or take a leave of absence




don’t change jobs

If you decide to change jobs please advise us!

Career moves and changes are normal but can add complexity to the process.




making a large deposit?

If you plan on, or need to, make a large deposit into your bank account make sure you have complete documentation.

If you are depositing large amounts of cash please talk to us prior to making that deposit.

getting a gift?

If you are getting a gift for all, or part, of the down payment and closing costs please let us know.

There is specific information and documentation we will need. 

Ask about the process before receiving and / or soliciting a gift.




start shopping for homeowners insurance

If you already have an insurance agent please provide their contact information, including their name, email, phone and agency name. 

If you don’t have an agent please let us know and we can provide some great agents to refer you to.

Contact them to get a quote for us to use. 




pay for the appraisal

You will receive an email from Apex Systems, our Appraisal Management Company (AMC), this email will contain a link to pay for your appraisal to keep the process moving smoothly.




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